About Ricky Zee Walters

About

Ricky Zee Walters

I got into the mortgage business for a simple reason: I wanted to protect the people I cared about. Early on, I saw too many families get taken advantage of by lenders who were focused on one thing — making as much money as possible.

That’s never been my approach.

I like to think of this process like a flight plan — you tell me the destination, and I’ll be your pilot getting you there. The first thing I ask is why you’re buying or refinancing, because your motivation drives the smartest mortgage strategy.

And just like flying, there can be turbulence along the way — an appraisal issue, document request, credit question, or a last-minute guideline change. If that happens, I won’t just call you with a problem and leave you hanging. I’ll bring you solutions, explain your options in plain English, and help you navigate around the obstacle so we can land on time — with you feeling confident the whole way.

Serving Homeowners, Empowering Realtors, Your Lender for Life.

When you work with me, you’re not limited to one bank’s “one-size-fits-all” approach. I’ll help you compare options across multiple programs and lending solutions — and I’ll explain the trade-offs in plain English so you can make the best decision for your goals.

And if you’re weighing a big bank offer that’s tied to moving assets or opening accounts, I’ll help you compare it apples-to-apples — so you know exactly what you’re gaining (and what you’re giving up).

Whether you’re buying your first home, upgrading, refinancing, or building your investment portfolio, I’m here to guide you through the mortgage process with an advisor mindset — not a sales pitch. My job is to make sure you understand your options, feel prepared at every step, and never feel left in the dark.

By leveraging a wide range of loan programs and trusted lending partners through Landmark Lending, I’ll help you compare choices side-by-side and select the solution that fits your goals and comfort level — so you can move forward with clarity, confidence, and a plan that makes sense for you.